When you hear “property damage,” you probably think of dents and scratches on your car. But in Georgia, property damage claims can go way beyond that—especially after a serious accident. At Benavidez Law Firm, we know that your home, your business, and even your yard can suffer just as much as your vehicle. And if the at-fault party caused that damage, you shouldn’t be stuck with the bill.
From broken fences to crushed mailboxes, cracked driveways to damaged garage doors, accidents can disrupt much more than your commute. That’s why understanding the true value of your property damage is essential before accepting any offer from an insurance company.
What Counts as Property Damage?
In Georgia, “property damage” includes any personal or real property that’s been harmed due to someone else’s negligence. This may include:
- Vehicle repair or total loss
- Cracked sidewalks or driveways
- Destroyed landscaping, gardens, or irrigation systems
- Structural damage to fences, gates, mailboxes, sheds, or garages
- Harm to business property, including signage or outdoor inventory
Insurance companies may try to narrow the scope of your claim—but don’t let them. We break down three common tactics they use to devalue or deny claims here.
Don’t Accept Less Than You Deserve
Property damage adds up fast. Just because your car looks drivable doesn’t mean you haven’t suffered other major losses. Before you accept a lowball offer from an insurance adjuster, consider whether all of your damages were evaluated. This includes hidden vehicle damage, emotional distress, and any out-of-pocket repair costs.
If you’re not sure where to start, it helps to have the right legal strategy in place. In fact, a personalized approach to your injury case could make the difference between a settlement that barely covers repairs—and one that actually reflects what you’ve lost.
Let’s Talk
At Benavidez Law Firm, we’ll help you calculate the full scope of your damages and fight for the compensation you deserve. Whether it’s your vehicle or your property, your claim matters—and so do your rights.