Why You Shouldn’t Talk to the Insurance Company After an Accident

Why You Shouldn’t Talk to the Insurance Company After an Accident

After a car accident, one of the first calls you might receive is from the insurance company representing the at-fault driver. They may sound polite or even concerned, but their goal is not to help you—it’s to minimize what they pay you. What you say during these conversations can significantly impact your case.

At Benavidez Law Firm, we strongly advise: do not speak to the insurance company without legal representation.

Why Is It a Risk?

Insurance adjusters are trained to ask questions that can lead you to admit partial fault or downplay your injuries. A simple “I’m doing okay” can be used later to question the seriousness of your condition. What seems like a casual conversation may be recorded and used against you in court.

This is why legal strategy matters from the start. According to this article, how your testimony is framed and presented—especially during cross-examination—can determine the success of your case. It’s crucial to be guided by an attorney before making any statement.

What Should You Do Instead

If an insurance representative contacts you, politely decline to provide a statement and tell them your attorney will be in touch. Then, contact a personal injury lawyer immediately. We’ll handle the communication for you, ensure your rights are protected, and help build a solid claim.

We also gather the evidence needed to support your version of events and build a complete medical and legal picture of your injuries. This includes working with doctors, investigators, and even expert witnesses if necessary.

Remember, time is also a critical factor. As explained in this post, Georgia law gives you only two years to file most personal injury claims. Waiting too long could mean losing your right to compensation—forever.

What If You Already Spoke to Them?

Even if you already gave a statement, don’t panic. We may still be able to help. Every case is different, and we know how to minimize damage and focus on your strongest points.

If you’ve been injured in Georgia, don’t take risks with your recovery or your future. Contact Benavidez Law Firm today—we’ll make sure your voice is heard and your rights are protected from day one.

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